Loan Products

We can pre-approve you quickly to help you know how much you can afford. This will give you some bargaining power when making that purchase!

Auto/Boat/Camper Loans * We do 100% Financing

Holy Family Memorial Credit Union is here to help your auto buying experience be an enjoyable one. We suggest that you get pre-approved before you go out looking for your next car or truck. A pre-approval takes the guesswork out of financing. When you do find the car you want, you have the confidence that your financing is taken care of and you know what you will be paying.

Cars, trucks, motorcycles, boats, 4-wheelers, side-by-sides, snowmobiles, campers/motorhomes---we can finance all of them! We can finance purchases, refinances, or just use them as collateral to consolidate debt at a lower rate. We offer payroll deduction or auto pay and have the terms to help make your monthly payment fit your budget.

Personal Loan

As your credit union, we are here to help! If you need quick, easy funds to pay your tax bill, or for anything else, we invite you to apply for our Personal Loan today! We offer personal loans at affordable rates that you can use for just about anything: consolidating debt, paying for unexpected expenses, funding that dream vacation, paying for education expenses, and more!

Mortgage Products

Whether purchasing a dream home or refinancing your home loan for a lower rate, we can offer you a mortgage that fits your life. HFM Credit Union Offers:

Balloon Loan:

• Available on a 120-month balloon payment and can be amortized up to 30 years

• Rates are reviewed at the end of their respective terms

• Rate adjustments may require a rewriting of the mortgage note

Fixed Rate:

• 5 year fixed rate

• 10 year fixed rate

• 15 year fixed rate

Home Equity Line of Credit (HELOC)

Take advantage of the borrowing power that you have established in your home. A HELOC is an affordable and versatile option.  

Once approved for line of credit, of a determined dollar amount:

• 10-year period during which you can take advances without reapplying

• Borrow funds as needed

• Use the equity in your home for any purpose

Why Choose Holy Family Memorial CU for your home loan?

• TRUE Bi-Weekly Payments

• Low closing costs

• You deal directly with our staff; your loan is never sold to a third party

Kwik Cash Loan

A Kwik Cash loan is a pre-approved line of credit which works like a credit card without the card.

• Use it for unexpected expenses, overdraft protection for your checking account or whatever you want

• Low payments 2% of your outstanding balance

• Get loan advances when you need

Additional Loan Coverages and Products

GAP

The amount you owe on your vehicle and the amount it is worth usually take different roads. GAP will assist you in covering the distance between them. Example below:

Life & Disability Insurance (Loan Coverage)

Credit Life is designed to pay or reduce the eligible loan balance for a protected life event, up to the policy maximum.

Credit Disability may make loan payment(s) in the event of total disability due to a covered injury or illness up to the policy maximum.

Vehicle Service Contract (Extended Warranty)

Mechanical breakdowns can be very expensive. HFM Credit Union offers vehicle service contracts thru Vision Warranty Corporation. You can add protection against the unexpected high cost of vehicle repairs, in some cases eliminating the cost altogether. 

Often the costs of these products can be financed into your loan.  Therefore, make sure to ask about these great products when applying for any vehicle or powersport loan with HFM Credit Union. 

Student Loans

We’ve partnered with ISL Education Lending to provide flexible solutions to help you pay for school!